These terms and conditions ('the Terms') govern your use of this Associated Northcliffe Digital ('Associated') website (the 'website'). Please read through the Terms. If you do not agree with the Terms, do not use this website. If you do use the website, your conduct indicates that you agree to be bound by the Terms.

WARNINGS AND DISCLAIMERS

Exclusions of Associated's liability

Investments

The information contained in the material in this Website is only for information purposes and is not intended to address your particular requirements. Associated is not authorised under the Financial Services and Markets Act 2000. Associated, by permitting the use of this website, does not hold itself out as providing any legal, financial or other advice. It also does not make any recommendation or endorsement as to any investment, advisor or other service or product or to any material submitted by third parties or linked to this website. In addition, Associated does not offer any advice regarding the nature, potential value or suitability of any particular investment, security or investment strategy.

In considering the investments described on this Website it is important to note that the nature of such investments, and the capital, income value, returns, risks and charges of such investments differ from one investment to another and may go up or down. Past performance is not necessarily a guide to future performance.

The investment and services mentioned on this website may not be suitable for you. If you have any doubts you should contact an independent financial adviser. In particular some of the investments mentioned may not be regulated under the Financial Services and Markets Act 2000 or at all and the protection provided to you under this Act will not apply.

The material on this website does not constitute advice and you should not rely on any material in this website to make (or refrain from making) any decision or take (or refrain from taking) any action.

Changes in the rates of exchange from one currency into another may adversely affect the price, or value, or income from investments denominated in a foreign currency. Certain investments carry charges and expenses which are deducted and such deductions may not be made uniformly throughout the life of the investment but loaded disproportionately on to the early years. Withdrawal from such investments in the early years may mean you are unable to recover the full amount of your original investment.

This website also contains links to other websites which are not under the control of and are not maintained by Associated. Associated provides these links for your convenience only but does not necessarily endorse the material on these sites. Associated makes no warranty or representation as to the accuracy, completeness or fitness for purpose of any material on these sites. The same warnings as to the uncertain nature of investments, the unsuitability of such investments for all readers and the need for you to seek independent financial advice if in any doubt as set out above at 'Warnings and Disclaimers' apply. You proceed to these websites at your own risk.

Digital Look

Care is taken to ensure that the information provided by Digital Look is correct but it neither warrants, represents nor guarantees the contents of any information, nor does it accept any responsibility for errors, inaccuracies, omissions or any inconsistencies herein.

Copyright notices

Unless otherwise specified the copyright in the contents of all the pages in this website are owned or licensed to Associated.

Unless otherwise specified, the authors of the literary and artistic works in the pages in this website have asserted their moral right pursuant to Section 77 of the Copyright Designs and Patents Act 1988 to be identified as the author of those works.